Informational only
Everything on this site is general information about mortgage programs and markets. It is not an offer to lend, a commitment to lend, a rate quote, a pre-qualification or a pre-approval. Loan approval depends on a full application, credit, income, assets, property and current program guidelines, and can only be issued by Note Mortgage through its application process.
Programs change
Loan programs, guidelines, loan limits, down-payment assistance programs, income and purchase-price limits, tax exemptions and rates change without notice. Pages carry a review date and cite primary sources; the figures that apply to you are confirmed on your file, not on this site.
Market data
Market data, charts, statistics and commentary are educational. Data is labeled by its source and freshness and may be delayed, prior-close, weekly, monthly or sample data. It is not investment advice and not a rate quote. Third-party data is credited to its owner; Nevada Housing Division program rates are the Division's, not ours.
No professional relationship by use
Reading this site does not make you a client. Tax and legal statements are general; confirm them with a tax professional or attorney for your situation.
Content and links
Site content is owned by Dave Bazan or licensed to him and may not be reproduced without permission except for personal, non-commercial use. Links to outside sites are provided for convenience; we do not control and are not responsible for their content.
Use of the site
Do not use the site to send unlawful, abusive or automated submissions, or to attempt to access systems you are not authorized to access.
Disclaimer and limitation
The site is provided as is. To the extent permitted by law, Dave Bazan and Note Mortgage are not liable for losses arising from use of the site or reliance on its content.
Equal Housing Opportunity
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Contact
dbazan@notemortgage.com · 702-491-7804